Image: New Jersey Lottery
$20,000 Loaded New Jersey scratch-off #1812
$0.72 / $1$20 ticketTop prize $20,000
Return per $1 now
$0.72
Based on published ticket counts
Return per ticket now
$14.33
vs $20 cost
Return at launch
$14.42
per ticket, as originally printed
Overall odds
—
any prize, at launch
Odds of a net win
1 in 6.7
win more than the $20 ticket
Est. tickets remaining
2,863,251
of ~7,415,940 printed
Prizes remaining
38.6%
$41,040,030 in unclaimed prizes
Prize tiers live
8/8
tiers with ≥1 prize left
Top prizes left
58
$20,000 prizes unclaimed
Prize table
| Prize | Total | Claimed | Remaining | % Left | Launch Odds |
|---|---|---|---|---|---|
| $20,000 | 149 | 91 | 58 | 38.9% | — |
| $2,000 | 101 | 64 | 37 | 36.6% | — |
| $500 | 30,894 | 19,170 | 11,724 | 37.9% | — |
| $200 | 87,581 | 54,204 | 33,377 | 38.1% | — |
| $100 | 206,300 | 127,493 | 78,807 | 38.2% | — |
| $50 | 410,322 | 252,611 | 157,711 | 38.4% | — |
| $40 | 370,776 | 227,352 | 143,424 | 38.7% | — |
| $20 | 741,636 | 453,365 | 288,271 | 38.9% | — |
How this return was calculated
We sum the value of all unclaimed prizes ($41,040,030) and divide by the estimated number of unsold tickets (2,863,251), assuming winning and losing tickets sell at the same rate. That gives an expected return of $14.33 per $20 ticket — $0.72 back per $1 played, or an expected loss of $5.67 per ticket.
Ticket counts come from the New Jersey Lottery published print run (~7,415,940 tickets).
Data source
- Source: New Jersey Lottery (official)
- Last collected by us: Oct 31, 2026
Prize data may be delayed or incomplete; prizes may be claimed between state updates. This page is informational, not gambling advice.
Learn more
How we calculate expected return · What expected value means · How to read a ticket’s odds