Best $20 New Jersey Scratch-Off Tickets

There are 15 active $20 scratch-off games in the New Jersey Lottery right now. Ranked by expected return — how much, on average, comes back for every $1 spent — the best is Crossword Bonanza at $0.88 per $1. Updated Oct 31, 2026.

Across the 15 $20 New Jersey games with a calculable return, the strongest pays back $0.88 per $1 and the weakest $0.69 — a 19-cent gap on the dollar, averaging $0.74. The biggest prize still in play at this price is $628,500 on $1,000,000 Platinum Payout (1 still unclaimed).

#	Game	Price	Return / $1	Odds to Win	Top Prize	Est. Tickets Left	Prize Tiers Left
1	Crossword Bonanza#1905	$20	$0.88 / $1	—	$400,000	162,103	11/12
2	Crossword Bonanza#1955	$20	$0.77 / $1	—	$400,000	172,331	12/12
3	Crossword Bonanza#1935	$20	$0.77 / $1	—	$400,000	157,483	12/12
4	$1 Million Premier Ca$h#1974	$20	$0.76 / $1	—	$598,200	4,990,822	9/9
5	Black Opal 7's#1991	$20	$0.75 / $1	—	$593,600	6,007,048	9/9
6	100X#1960	$20	$0.75 / $1	—	$576,800	2,949,650	9/9
7	Crossword Bonanza#1976	$20	$0.75 / $1	—	$400,000	1,009,245	12/12
8	Quarter Million Ca$h#1939	$20	$0.72 / $1	—	$250,000	3,856,353	9/9
9	$1,000,000 Platinum Payout#1844	$20	$0.72 / $1	—	$628,500	1,855,383	9/9
10	Mega Hot 7's#1903	$20	$0.72 / $1	—	$601,400	2,898,474	9/9
11	$20,000 Loaded#1812	$20	$0.72 / $1	—	$20,000	2,863,251	8/8
12	100X Cash Blitz#1874	$20	$0.72 / $1	—	$602,300	1,333,917	9/9
13	$100 Million Diamond Dazzler#1913	$20	$0.70 / $1	—	$591,200	2,327,800	9/10
14	$5,000 Festive Frenzy#1947	$20	$0.70 / $1	—	$5,000	137,841	7/7
15	$50,000,000 Fast Cash#1915	$20	$0.69 / $1	—	$500	1,354,962	4/4

Even the best $20 ticket almost always returns less than $1 per $1 played. These rankings tell you which games are less bad, not which are profitable. Play for fun, not for income.

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